Saving and Investing

Types of Savings Accounts54Choosing the Right Savings Account54Maximizing Savings Account Benefits56Types of Investments55Investment Risk and Return52Building an Investment Portfolio57Retirement Savings Options53Estimating Retirement Expenses52Managing Retirement Income52Budgeting and Money Management57Credit and Credit Scores51Financial Planning for Life Events50

Budgeting and Expense Tracking

What is a Budget?58Why is Budgeting Important?55How to Create a Budget50Why is Expense Tracking Important?54How to Track Your Expenses54Tips for Expense Tracking58Why is Saving Money Important?56How to Save Money52Tips for Saving Money52

Debt Management

Types of Debt56The Impact of Debt on Your Finances51Debt Consolidation52Creating a Budget56Debt Repayment Strategies55Negotiating with Creditors53Smart Borrowing Habits57Credit Counseling and Debt Management Plans51Bankruptcy53

Financial Literacy and Education

Creating a Budget55Financial Planning for the Future51Managing Unexpected Expenses53Types of Savings Accounts54Investing Basics57Tax-Efficient Investing53Understanding Credit Scores52Managing Credit Cards56Debt Consolidation and Management53Financial Literacy for Youth58Financial Literacy for Newcomers52Financial Literacy for Seniors54

Financial Planning

What is a Budget?52How to Create a Budget50Sticking to Your Budget52Why is Saving Important?56How to Save Money55Investing for the Future56What is Debt?53How to Manage Debt57Getting Out of Debt53The Canadian Tax System44Registered Retirement Savings Plans (RRSPs)48Tax-Free Savings Accounts (TFSAs)55

Credit and Credit Scores

What is Credit?52Types of Credit56Credit History53What is a Credit Score?54Importance of Credit Scores56Factors Affecting Credit Scores51Building Good Credit51Repairing Bad Credit53Avoiding Credit Scams51

Insurance and Protection

What is Insurance?53Types of Insurance58Insurance Policy56Purpose of Life Insurance54Types of Life Insurance57Factors Affecting Life Insurance Premiums54Importance of Health Insurance50Types of Health Insurance Plans53Coverage and Exclusions in Health Insurance52Protecting Your Home and Belongings55Types of Home Insurance Coverage55Factors Affecting Home Insurance Premiums58Legal Requirements for Auto Insurance50Types of Auto Insurance Coverage59Factors Affecting Auto Insurance Premiums54Benefits of Travel Insurance53Types of Travel Insurance Coverage56Choosing the Right Travel Insurance Plan55

Personal Finance for Families

Creating a Family Budget54Common Budgeting Methods54Managing Family Expenses58Importance of Saving51Types of Savings Accounts53Investing for Families56Setting Financial Goals50Retirement Planning for Families50Estate Planning for Families52Teaching Kids About Money50Financial Education Resources for Kids52Encouraging Financial Responsibility in Children55

Taxes and Retirement

Types of Taxes in Canada59Tax Brackets and Rates53Tax Deductions and Credits57Registered Retirement Savings Plans (RRSPs)50Tax-Free Savings Accounts (TFSAs)56Government Pension Plans55Types of Investment Accounts55Asset Allocation and Diversification50Investment Strategies for Retirement50Wills and Trusts53Probate and Estate Administration57Tax Implications of Estate Planning51

Personal Finance for Young Adults

What is a Budget?56How to Create a Budget50Sticking to Your Budget50Why is Saving Important?57How to Start Saving49Investing Basics54What is Credit?58How to Use Credit Wisely50Avoiding Debt Problems52Setting Financial Goals51Creating a Financial Plan54Getting Help with Your Finances52

Real Estate and Mortgages

Types of Mortgages50Mortgage Terms and Conditions55Qualifying for a Mortgage55Finding the Right Home50Making an Offer and Negotiating57Closing Costs and Legal Considerations57Maintaining Your Home59Home Insurance and Protection54Property Taxes and Home Equity54

Financial Scams and Fraud

Phishing Scams55Investment Scams50Identity Theft51Credit Card Fraud51Mortgage Fraud50Be Aware of the Warning Signs54Never Share Personal Information55Use Strong Passwords50Monitor Your Credit Report59Report Suspicious Activity50Canadian Anti-Fraud Centre50Financial Consumer Agency of Canada56RCMP Canadian Anti-Fraud Centre53